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Charge Cards

Charge cards are a type of payment card that require customers to pay their balance in full each month and thus do not have an interest rate or involve finance charges. Charge cards also feature no-preset spending limits that automatically adjust to customers' spending patterns, offering needed flexibility for travel and entertainment expenditures. American Express first introduced the charge card in 1958 and continues to dominate this segment of the payment cards market.

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American Express Platinum Card®

  • Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one domestic round-trip airline ticket!
  • No Pre-set Spending Limit
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • Fine Hotels & Resorts Program — exclusive amenities at boutique, resort, and luxury hotels around the  world
  • By Invitation Only®  Events — access to exclusive, once-in-a-lifetime events
  • Complimentary Airport Club Access
  • The Membership Rewards First® program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
     
     
Intro
APR		 Intro APR
Period		 Regular
APR		 Annual
Fee		 Balance
Transfers		 Credit
Needed
N/A* N/A* N/A* $450.00* No* Good Credit*

American Express® Preferred Rewards Gold Card

  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card! 
  • No Pre-Set Spending Limit
  • No annual fee for the first year - $125 Thereafter
  • The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval.  Get a decision in less than 60 seconds.
Intro
APR		 Intro APR
Period		 Regular
APR		 Annual
Fee		 Balance
Transfers		 Credit
Needed
N/A* N/A* N/A* 1st Year None; $125 Thereafter* N/A* Excellent/Good Credit*
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* See the online low interest rate credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.